Comments on: It’s time to fire the Stanford Federal Credit Union

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By: Emilie

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By: Guido Appenzeller’s Blog » Blog Archive » Are banks training their users to be Phished?

Tue, 24 Feb 2009 01:28:34 +0000

[...] Europe this year, the badly tuned Falcon Fraud Manager triggered for both of our payment cards again. It blocked Isabelle’s card and sent out an alert for mine. This itself is bad enough, but [...]

By: Sebastian Linnert

Sebastian Linnert — Thu, 15 Jan 2009 17:23:10 +0000

I used the American Airlines Gold Credit card for most of my travel to Europe. I have a Patelco Credit Union Card with a 500 US $ limit. I use that only to buy gas. I also have Master Card fom Citibank connected to my American Airlines account. this one works mostly well too.

By: Guido Appenzeller

Guido Appenzeller — Sun, 04 Jan 2009 16:41:19 +0000

Scott Loftesness weighs in via Twitter to suggest using a credit card (instead of a debit card). At a first glance there seems little difference as they are both signature based transactions on the Visa network. However as fee structure and trasnaction type are different, it could well be that fraud detection is tuned very differently.

By: Guido Appenzeller

Guido Appenzeller — Sun, 04 Jan 2009 16:39:53 +0000

Sasha: The international fee issue is one I am looking at as well. Well Fargo would probably be my 1st choice for a bank. I had a chance to work with them professionally and they really impressed me. However their fee structure for international use is amongst the highest. Another great resource on international fees is the Flyerguide Wiki's page on Credit/Debit/ATM card usage abroad.

By: Sasha

Sasha — Tue, 30 Dec 2008 17:47:19 +0000

I personally use my HSBC card, as there are now branches in most major US Cities and it is a worldwide bank (mostly Asia and Europe though). But I found out that on December 3rd, alot of rates changed, its been posted profusely. Check it out here. But alos, don't give up on Stanford FCU, they are still better than a bank and I'm sure that if you're patient, they can remove the block and help. They're still better than a bank!